MAN Coin AML/KYC Policy
Last Updated: 2025/02/22

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1. Introduction

MAN Coin is committed to preventing money laundering, terrorist financing, and other illicit activities. This Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy outlines the procedures we follow to ensure compliance with global regulations and safeguard our platform. By using MAN Coin, you agree to these terms.

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2. KYC (Know Your Customer) Procedures

A. Identity Verification

To use MAN Coin’s services, you must provide:

• Personal Information: Full name, date of birth, nationality.

• Government-Issued ID: Passport, driver’s license, or national ID.

• Proof of Address: Utility bill or bank statement (dated within 3 months).

• Selfie/Liveness Check: To confirm identity matches submitted documents.

B. Enhanced Due Diligence (EDD)

Additional verification may be required for:

• High-risk jurisdictions.

• Transactions exceeding $10,000 (or equivalent in MAN Coin).

• Suspicious activity flags.

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3. AML (Anti-Money Laundering) Measures

A. Transaction Monitoring

We monitor all transactions for:

• Unusual patterns (e.g., rapid large transfers).

• Links to sanctioned individuals/entities.

• Activity inconsistent with user profiles.

B. Reporting Obligations

• Suspicious Activity Reports (SARs): Filed with relevant authorities (e.g., FinCEN, FIU-IND).

• Sanctions Screening: Cross-check users against global watchlists (OFAC, EU Sanctions List).

C. Risk Assessment

We categorize users based on risk levels:

• Low Risk: Verified individuals in compliant jurisdictions.

• High Risk: Users from high-risk countries or engaging in large transactions.

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4. User Responsibilities

• Provide accurate, up-to-date information.

• Report changes to personal/corporate details promptly.

• Cooperate with ongoing due diligence requests.

• Avoid transactions linked to illegal activities.

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5. Data Retention

• KYC/AML records are stored for 5 years post-account closure (or as required by law).

• Blockchain transaction data is immutable and retained permanently.

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6. Prohibited Activities

You may not use MAN Coin for:

• Money laundering or terrorist financing.

• Evading taxes or sanctions.

• Fraudulent schemes (e.g., Ponzi/pyramid schemes).

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7. Consequences of Non-Compliance

• Account Suspension: Immediate freeze for suspicious activity.

• Funds Confiscation: Illicit funds may be seized.

• Legal Reporting: Violations reported to law enforcement.

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8. Global Compliance

MAN Coin adheres to:

• FATF Recommendations: Travel Rule compliance for crypto transfers.

• EU’s AMLD6: Enhanced due diligence for high-risk users.

• USA PATRIOT Act: Customer identification and monitoring.

• UAE AML/CFT Laws: Compliance with VARA regulations.

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9. Your Rights

• Access: Request a copy of your KYC data.

• Correction: Update inaccurate information.

• Deletion: Request data deletion (subject to legal obligations).